World History And Main Aspects Of Confucianism Essay

World History And Main Aspects Of Confucianism - Essay Example Confucianism developed as a state cult; its leaders became the most powerful in the empire. As a result of the Confucianism, the Han Dynasty developed with its basics reducing the Chinese populace embrace the basics of concepts of Confucianism. On another angle, world religion led to the rise and fall of states in the world. A notable empire that emanated from religion is the Mongolian empire. This empire was influenced by Christianity, Islam, and Buddhism. This empire is dated back to the 13th century when the Genghis Khan ruled. The Mongolian empire is said to stretch as far as Central Europe. In this case, it is justified to argue that religion has the ability to expand states from the example of the Mongolian empire. Studies indicate that the Mongolian empire is one of the empires that expanded with great magnitude. However, religion has been credited with the ability to obliterate an empire. In as much as religion has been renowned for its ability to reunite states. Other studies depict the complete opposite of this fact. This can be proven from the Aztec state that received a lot of oppositions from other states that did not accept the fact that the state saw its way to the top through human sacrifice. A collaboration of the religious terms with the socio-economic and political aspects led to the failure of the Aztec empire. The contribution of Christianity has also created numerous responses in regard to rising and fall of empires. In the case of empires in Europe, Christianity contributed a great mile towards weakening existing dynasties in Europe. In the case of Spain, the country took part in wars that were instigated by varying religious beliefs. Most of the rivalries that came up as a result of conflicts resulting from Christianity included wealth disparities and territorial expansion.

Process A Buying A House Essay Example for Free

Process A Buying A House Essay Your Journey to Home Ownership Buying a house is an exciting process; especially if it is your first home.   It may be a long or short process. But no matter how long it takes you will follow at least four steps throughout your journey to home ownership.   First, you will check your credit and examine your finances.   Next, you will shop for a mortgage loan.   Then you will shop for the right house!   Finally, you will move in.   Remember, you or other family members will probably live in your new house for the rest of your lives.    That is why it is important to understand the steps in the home buying process.   This brochure walks you through the process of buying a home. CREDIT AND FINANCES Know Your Credit It is not only important to know your credit scores, but to know your credit.   Know the basics about your credit before a mortgage lender pulls your credit scores.   It is helpful to write out a summary of your credit history as you know it.   What are your monthly payments?   If you have been late with payments, write down which ones, how often you have been late, the current status, and explain what led to the circumstances.   Also write down your loan and credit card balances.   And explain any collections, judgements, or other delinquencies that you think might affect your credit.   This way both you and the lender know what to expect when your credit report is pulled. Know Your Finances You must cover some part of a down payment (up to 20% of the purchase price) and some closing costs (at least 3% of the purchase price).   It is important to know that cash in the bank is not the only source of funds that are acceptable to a lender.   Will a relative give you part of your down payment as a gift?   If so, have them write a letter stating the amount they will give and include that amount as a cash asset on your loan application. Do you have an insurance policy with a cash value?   Do you have a retirement fund?   Include a most recent statement from those policies.   These cash assets help you to qualify even if the cash is not on hand.   If you need to use these sources, your lender will instruct you how to document the withdrawals or have the gift monies transferred when the time comes. SHOP FOR A MORTGAGE LOAN Shop for the Right Mortgage Company First, determine if you will use a commercial bank, a direct mortgage lender, or a mortgage broker.   The best thing to do is call each one and ask what programs and services they offer.   They can answer basic questions without taking a loan application or pulling your credit.   However, be careful about quoted rates.   Make sure that rates ore given for the type of loan you are interested in and qualify for.   In other words, if you are looking for a construction loan, don’t compare home improvement loan rates. Shop for the Right Mortgage Once you have decided what type of company to work with, they will help you determine the right mortgage program for you.   They will present you with scenarios for both fixed and adjustable rate mortgages; for 15-20-30 year loan periods.   They will also present loans for your specific financial and credit situation, for first time homebuyers, and for existing houses or new construction.   They will also tell you what loan amount you qualify for, what your down payment and closing cost cash contribution should be, and what your maximum purchase price can be. SHOP FOR YOUR HOUSE Location Location Location Take a drive around the communities that you are attracted to.   Determine how close they are to good schools, shopping locations, and other things that are important to you.   Be sure to note your commute to work from these areas noting accessibility to freeways and main roads.   Once you narrow the areas you like, write down what your home should look like and features it should have – how many bedrooms, bathrooms, 2-story or ranch style, older home or newer construction.   Once you decide these factors, you are ready to go shopping. Real Estate Agents Real estate agents can help you find what you are looking for.   The MLS allows the agent to plug in your parameters – price, style, location, size, amenities – and identify several houses for you to look at.   The agent will also present your offer to the seller, and help you negotiate contract items such as seller paid closing costs or repairs to be done prior to closing. MOVE IN Closing Once your loan is approved, the house is appraised and inspected, you will meet with a title company to sign the mortgage and title documents.   You will provide a copy of a homeowners insurance policy.   The seller will provide a transfer of title, a pest inspection, and general safety inspection or occupancy certificate, if required by your municipality.   The title company will provide you an insurance policy protecting against old liens against the property.   Once all documents are signed, the items are filed with the real estate department in your county, and YOU GET YOUR HOUSE KEYS! Moving In Remember to do things like submit a change of address at the post office.   And, if you are a renter, notify your landlord at least 30 days prior to moving.   Also, remember that you will now be responsible for paying property taxes and homeowners insurance.   If these items are not included with your mortgage payments, be sure to make billing and payment arrangements right away. RESOURCES Fannie Mae  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   http://www.fanniemae.com/homebuyers/index.jhtml;jsessionid=JNHAKUJNMMPBVJ2FQSHSFGI?p=Overview Freddie Mac  Ã‚   http://www.freddiemac.com/corporate/buying_and_owning.html FHA  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   http://www.fha.com/ VA  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   http://www.homeloans.va.gov/ HUD  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   http://www.hud.gov/offices/hsg/index.cfm Bankrate  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   http://www.bankrate.com/brm/rate/mtg_home.asp?link=5

Family Issues in the Play Death of a Salesman Essay -- success, life, p

The play, Death of a Salesman, is a tragic drama about an aging salesman who tries to do all he can to support his family and make them lead successful lives. The struggling salesman, Willy Loman has two sons, Biff and Happy, whom he tries to drive towards success. Willy believes that being well liked and making a good and lasting impression are the keys to success and tries to teach this philosophy to his two sons. Biff, being the favorite son of Willy, has worked as a manual laborer and Willy believes that Biff can do so much more with his life. While Biff is happy, he does not meet Willy’s criteria for success. Biff is unable to fulfill Willy’s dream because Willy’s idea of success is not a life Biff wants to pursue. Biff Loman, a highly successful high school football player, was supposedly meant for great things after high school. However, Biff failed to graduate from high school due to failing a mathematics class, and also did not complete the class during summer school, because of the discussion he had with his father. The discussion was one that was eye-opening, as Biff learned that his father was unfaithful to his mother, â€Å"You—you gave her Mama’s stockings†¦don’t touch me, you—liar...You fake! You phony little fake! You fake!â€Å" (95). This is the moment in the play where Biff lost all respect for his father. Due to not graduating, he lost his athletic scholarship to the University of Virginia. Since then, Biff has been working blue-collar jobs in the west while not making over thirty-five dollars a week. He is happy there but realizes that there is not much future in that line of work and ends up returning home without a job. Willy cannot understand how everything could have gone so wrong for Biff. Willy has always been und... ...him† (111). This play has a story that I feel like many people can relate to. In my case, my dad would prefer if I followed his footsteps into medicine, but he says to do what I enjoy. While I certainly wouldn’t rule that field out, it is nice to know that if I want to do something different, I have my family’s support. In conclusion, Biff will not follow in Willy’s footsteps due to the fact that he has no motivation or desire to go into the business world. Willy dies thinking that his life was a success because of the money he is leaving for his son whereas it is not, at least in the way he thinks. Biff breaks free from Willy’s false dream and tells Happy: â€Å"He had the wrong dreams. All, all, wrong... He never knew who he was† (111). Happy does end up taking the money to start a business and while that was not Willy’s main aim; it is something rather than nothing. Family Issues in the Play Death of a Salesman Essay -- success, life, p The play, Death of a Salesman, is a tragic drama about an aging salesman who tries to do all he can to support his family and make them lead successful lives. The struggling salesman, Willy Loman has two sons, Biff and Happy, whom he tries to drive towards success. Willy believes that being well liked and making a good and lasting impression are the keys to success and tries to teach this philosophy to his two sons. Biff, being the favorite son of Willy, has worked as a manual laborer and Willy believes that Biff can do so much more with his life. While Biff is happy, he does not meet Willy’s criteria for success. Biff is unable to fulfill Willy’s dream because Willy’s idea of success is not a life Biff wants to pursue. Biff Loman, a highly successful high school football player, was supposedly meant for great things after high school. However, Biff failed to graduate from high school due to failing a mathematics class, and also did not complete the class during summer school, because of the discussion he had with his father. The discussion was one that was eye-opening, as Biff learned that his father was unfaithful to his mother, â€Å"You—you gave her Mama’s stockings†¦don’t touch me, you—liar...You fake! You phony little fake! You fake!â€Å" (95). This is the moment in the play where Biff lost all respect for his father. Due to not graduating, he lost his athletic scholarship to the University of Virginia. Since then, Biff has been working blue-collar jobs in the west while not making over thirty-five dollars a week. He is happy there but realizes that there is not much future in that line of work and ends up returning home without a job. Willy cannot understand how everything could have gone so wrong for Biff. Willy has always been und... ...him† (111). This play has a story that I feel like many people can relate to. In my case, my dad would prefer if I followed his footsteps into medicine, but he says to do what I enjoy. While I certainly wouldn’t rule that field out, it is nice to know that if I want to do something different, I have my family’s support. In conclusion, Biff will not follow in Willy’s footsteps due to the fact that he has no motivation or desire to go into the business world. Willy dies thinking that his life was a success because of the money he is leaving for his son whereas it is not, at least in the way he thinks. Biff breaks free from Willy’s false dream and tells Happy: â€Å"He had the wrong dreams. All, all, wrong... He never knew who he was† (111). Happy does end up taking the money to start a business and while that was not Willy’s main aim; it is something rather than nothing.

Lavendery Cafe Essay

Levendary Cafe was appointed with a new CEO in January 2011. Mia Foster is a first time CEO with no international management experience, faced with a major challenge at Levendary Cafe, a $10billion US-based fast chain. However, the Levendary Cafe already established in China market while departing CEO Howard Leventhal in the position. Strategically, many of the corporate staff have become concerned that the company’s major expansion into China is moving too far from Levendary’swell defined concepts of store design and menu. Besides that, Mia Foster is also found that Chinese subsidiary submitted all management and financial reports to Denver or likely known as headquarters of Levendary Cafe in its own format. Louis Chen is the president of Levendary China. He is capable of speak Mandarin Chinese and English and had long experience as retail property developer gave him intimate familiarity with neighborhoods in Shanghai and Beijing. Chen also had a network of contacts to help speed up the process of permitting, incorporating, and staffing stores. However, in order to overcome these challenges, Mia Foster had her first video conference meeting with Louis Chen. Since, Mia Foster is not satisfied with financial report format, she urged Louis Chen to make a change. Meanwhile, financial evidence shows that Chen’s efforts have produced strong results and suggests that he knows China far better than U.S headquarters does. Mia Foster wants to protect the integrity of reporting structure. Organizationally, Foster has been frustrated by the apparent unwillingness of Louis Chen to confirm to the company’s planning and reporting processes. Therefore, Chief Franchise officer Peter was flies to China conduct a comprehensive review on the 23 Levendary Cafe in the market. Hence he submitted the detailed description on the 23 Levendary Cafes in China to Mia Foster. Based on the detailed description submitted to the CEO, She found that several Levendary’s Cafe concept of store design and menu was customized without any standardized. Thus, Mia Foster had a second video conference meeting with Louis Chen. During the meeting, Chen response angrily to Foster, he was work hard to begin from zero until 23 Levendary Cafe today and explained the necessitates of differentiation and customization in the foreign market as well. Finally, Foster is aware of the  difficulties of localizing a chain restaurant concept in foreign market. As a result, Foster decided flies to China to meet with Chen personally and to make a decision that will determine the future of Levendary China. Problems When Levendary entered China, they gave Chen the full control over the operations there, although a well-developed detailed plan and a clear tactic of how to implement this plan is a must. However it is clearly this is not the case whereas everything had been handed to Chen from A to Z. The chain of Levendary Cafà © in USA are run by a strict set of rules and allowing modifications only after approval from the concept group regarding the â€Å"look and feel† of the firm. The Levendary Cafà © in China is following a business model which is completely different from that of the US operation model. Chen wanted this cafà © to adapt to the changing tastes of people from place to†¦ Observing the various critical situations mentioned above, the following are the various problems that are to be dealt. The first problem will be the differences in accounting techniques used by China and US. This is a major problem for the HQ of Levendary Cafà © because as it being a listed company it should be as transparent and uniform as possible while preparing its income statements which will be the translated into annual reports and they will be the face of the company in the public. So, translating the income reports from China into reports according to the GAAP principles used in USA is both time taking and increasing the costs. Furthermore, the outlet design standards and menu selection in China are different with US. There are non- standardized operations in China with US. The Levendary Cafà © in China is following a business model which is completely different from that of the US operation model. Chen wanted this cafà © to adapt to the changing tastes of people from place to place. Chen setting up stores according to the local needs rather than following the standardized model adapted by US outlets. He also tried to modify the â€Å"look and feel† of the cafà © according to the locality in which it is operating. For example, the branch at Shanghai’s historic Yu Garden area provided a  takeaway counter with no seating and the branch at North entrance to Beijing’s Forbidden City, replaced classic wooden framed upholstered chairs with aplastic framed alternative besides no salads on its menu which salad is a must on US menu. While the branch at Shanghai, all but one sandwich item had been removed from the menu & replaced by a variety of local. Chen was modifying Levendary’s signature menu items, outlet design standards and the overall cafà © environments without consulting U.S. management. Hence, newly appointed Levendary CEO Mia Foster was faced with a number of pressing matters ranging from how to link Chen and his management team to those in corporate headquarters, to the standardization of future Levendary Cafà © locations. Decision Analysis &Solutions Concluded of the case study, Levendary Cafà © has taught the person who reads particularly business player to concern and obey headquarter, yet disremembering the subordinate within doing business. Even somehow headquarter is not the centre of the truth without doing any respectable communication with the subordinate. The Levendary Cafà ©Ã¢â‚¬â„¢s main person is Mia Foster, as a CEO and Louis Chen, an employee who runs and in charge of the Levendary business in China. By this case, Chen must be obviously maintain the communication and the concern of Levendary China situation to the Headquarter. The situation of Lavendary China must be monitored by consensus and Chinese Operation market. Mia Foster as a CEO, she might more understand the needs of Headquarter and Levendary China market. The operation of the Levendary China will follow the requirements and report by Louis Chen. Generally, the Levendary headquarter must be extra concern about the up-to-date and current issues of the subsidiary office. By the case study, the Levendary China is struggling into the market and competition, how to settle the business in China as well as trying hard to keep an eye on certain rule and regulations of headquarter, essentially those were not be working. Technically, the barrier was facing in Levendary China is about localized the market segmentation. The Levendary China must build the solid and tough team through leading by Chen. Actually, Louis Chen had brilliant idea to draw the excessive concept for Levendary China and would work out with that idea. The only things that Chen needs are reasonable endorsement from Mia Foster and headquarter.

Sendsad Your Friends a Free Gifts

Introduction In Malaysia, the foreign workers are come Malaysia to work from another country such as comes from Thailand, Indonesia, and each another. The foreign workers can be employed in the manufacturing, construction, plantation, agricultural, services and domestic help sector. Even in Malaysia, the foreign workers have been increase comes from another country to employ. Today, we are going to present on the causes, effects and ways to prevent about foreign workers comes to Malaysia to work. Body Causes Firstly, the causes of foreign workers comes Malaysia to work is exchange rate are bigger (MYR). They are hardworking to work. * The Malaysia economic is higher than their own country. Effect The first of foreign workers comes Malaysia to work is unemployment rate increase. * The local worker very difficult to find the jobs in Malaysia. * Local workers are do no to work likes manufacturing, construction, plantation, agricultural, services and each another. They want to give forei gn workers to work hard. Advantages Foreign worker come and work in Malaysia will bring some advantages: * Increase Malaysia economy * Low wages or salary that pay to foreign worker Disadvantages Related reading: Disadvantages of Foreign Workers in MalaysiaForeign worker come and work in Malaysia will bring some disadvantages * Unemployment rate for Malaysia citizens will increase * Crime rate will be increase Problem Solving It have some ways to solving the problem of too much foreign worker work in Malaysia * Government lack of control or irresponsible * To reduce reliance on low wages Conclusion In conclusion, although foreign worker come and work in Malaysia will bring some advantages and disadvantages, our government have to think about the Malaysia citizen and increase the chances for Malaysia citizen to get a job.